1. Acceptance of Terms

By accessing, browsing, or using the Zestra Capital website (zestracapital.com) and any associated services, you agree to be bound by these Terms and Conditions, our Privacy Policy, Refund Policy, and Cookie Policy. If you do not agree to any part of these terms, you must immediately discontinue use of our services.

2. Description of Services

Zestra Capital provides the following digital services:

• Online Trading Courses: Structured educational programs covering forex trading strategies, including video lessons, quizzes, notes, and progress tracking.
• Economic Data Subscriptions: Access to economic indicators, charts, data visualization dashboards, and analytical tools across multiple countries and data categories.

All services are digital in nature and delivered electronically. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. Account Registration

• You must be at least 18 years of age to create an account.
• You must provide accurate, current, and complete information during registration.
• You are responsible for maintaining the confidentiality of your account credentials.
• You are solely responsible for all activity that occurs under your account.
• You must notify us immediately of any unauthorized use of your account.
• We reserve the right to refuse registration, suspend, or terminate any account at our sole discretion without notice or liability.

4. Enrollment & Access

Course enrollment is managed exclusively by Zestra Capital administrators. Users cannot self-enroll in courses. Access is granted only after:

• Submission of an enrollment request through the designated enrollment form.
• Communication with our team regarding course details and payment.
• Successful completion of payment as agreed.
• Manual activation of enrollment by an administrator.

Once enrolled, your access is personal and non-transferable. Sharing your account or course access with others is strictly prohibited.

5. Payment & Billing

• All prices are displayed in USD unless otherwise stated.
• Payment is due as agreed upon during the enrollment or subscription process.
• We accept payments via bank transfer, cryptocurrency, and local payment methods (EasyPaisa/JazzCash for Pakistan).
• All transactions are final and subject to our Refund Policy.
• We reserve the right to change prices at any time. Price changes do not affect existing active subscriptions until renewal.
• Failure to make timely payments may result in suspension or termination of access.

6. Intellectual Property

You may not:

• Copy, reproduce, download, record, or capture any course content or data.
• Distribute, share, publish, or make available any materials to third parties.
• Modify, adapt, translate, reverse engineer, or create derivative works.
• Use any content for commercial purposes without explicit written authorization.
• Scrape, crawl, or use automated tools to extract data from our platform.
• Remove or alter any copyright notices, watermarks, or proprietary markings.

Violation of these terms may result in immediate account termination, legal action, and claims for damages.

7. User Conduct

When using our services, you agree not to:

• Use the services for any unlawful purpose or in violation of any applicable laws.
• Harass, abuse, threaten, or intimidate other users or staff.
• Attempt to gain unauthorized access to any part of the platform, other accounts, or systems.
• Upload or transmit viruses, malware, or any harmful code.
• Interfere with the proper functioning of the platform.
• Create multiple accounts to circumvent restrictions, bans, or trial limitations.
• Use the platform to compete with or replicate Zestra Capital's services.
• Provide false or misleading information in any form submission.

8. Disclaimer of Warranties

• We do not guarantee that our services will be uninterrupted, error-free, or completely secure.
• We do not guarantee any specific trading outcomes, profits, or investment returns from our educational content.
• Economic data is provided for informational purposes only and should not be construed as financial advice.
• Trading and investing involve substantial risk. Past performance does not guarantee future results.

9. Limitation of Liability

To the maximum extent permitted by law, Zestra Capital, its officers, directors, employees, and agents shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages.
• Loss of profits, data, goodwill, or other intangible losses.
• Financial losses resulting from trading decisions made based on our educational content or data.
• Service interruptions, data breaches, or technical failures beyond our reasonable control.
• Actions or omissions of third-party service providers.

Our total aggregate liability for all claims arising from your use of our services shall not exceed the amount you paid to Zestra Capital in the 3 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Zestra Capital and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

• Your use of our services.
• Your violation of these Terms.
• Your violation of any rights of a third party.
• Any trading or investment decisions you make.

11. Account Termination

We reserve the right to suspend or terminate your account at any time, with or without cause and with or without notice, including but not limited to:

• Violation of these Terms or any other policy.
• Suspected fraudulent, abusive, or illegal activity.
• Non-payment or chargeback initiation.
• Extended period of inactivity.

Upon termination, your access to all services will be revoked. We are not obligated to provide refunds for terminated accounts except as required by law.

12. Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to events beyond our reasonable control, including natural disasters, war, terrorism, pandemics, internet outages, government actions, or third-party service failures.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and Cookie Policy, constitute the entire agreement between you and Zestra Capital regarding your use of our services, superseding any prior agreements.

15. Governing Law & Jurisdiction

These Terms are governed by the laws of Pakistan. Any disputes shall be resolved exclusively in the competent courts of Islamabad, Pakistan. You irrevocably consent to the jurisdiction of these courts.

16. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Continued use of our services constitutes acceptance. We recommend reviewing this page periodically.